100 Best Credit Cards - Low Interest Credit Card Offers
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With introductory or long-term interest rates below 15%, low interest rate credit cards offer some of the best credit card deals available today. Low interest credit cards include many premium-level cards, such as Platinum and Gold credit cards, and often come with an impressive array of additional card member benefits.

Low Interest Credit Cards for Good Credit Users
Banks won't hand these coveted low interest credit cards out to just anyone. They are generally marketed to people with good-to-excellent credit records, above-average credit risk scores and a higher personal income. If you're going to apply for one of these much-coveted cards, be prepared to prove to the card issuer that you deserve it!


Low Interest Credit Card Benefits
In addition to their enviable low introductory and long-term APRs, low interest cards may offer such benefits as no annual fee, higher credit limits, purchase protection, special discounts, and more.

Before you apply for a Low Interest Credit Card, some things to consider


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Best Visa Chase Platinum Visa® Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Best MasterCard Citi® Platinum Select® Card
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Best American Express Blue from American Express®
  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.

Best Discover Chase Freedom(SM) Credit Card
  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards