100 Best Credit Cards - Low Interest Credit Card Offers

Rebate cards let card users earn money by spending money. A crazy concept, but it works and more and more card issuers are jumping in with their own "get cash back" cards. Rebate or Cash Back card users receive more of a percentage of cash back for purchases like groceries, gas, and other everyday items. Rebate cards don't usually offer much more than 5% cash back on purchases. Caution: If you plan to spend big with your rebate card, check application terms for rebate caps.


 Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 14.99%* None*

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards


 Citi® Dividend Platinum Select® Card

Citi Dividend Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
Up to 12 Months* As Low As 10.99%* None*

  • Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • 0% APR* on Balance Transfers for up to 12 months
  • No Annual Fee


 Discover® More(SM) Card

Discover Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers


 Blue Cash® from American Express

American Express Blue Cash

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* As Low As 9.99%* None*

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.


 Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 12 Months* 10.99%* None*

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned


 Discover® Open Road(SM) Card

Discover Platinum Gas

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners


 Chase PerfectCard™ MasterCard®

Chase PerfectCard

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.


 Citi PremierPass® Card

Citi PremierPass

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
Up to 12 Months* as low as 9.99%* None*

  • 10,000 bonus points after $300 in purchases made within 3 months of account opening
  • No annual fee
  • 0% APR on balance transfers for up to 12 months.
  • Earn 1 Flight Point for every 3 miles you fly on any airline—or anyone else whose ticket you buy with the card.
  • Earn 1 Purchase Point for all purchases
  • Purchase APR as low as 10.24%


 Discover® Motiva(SM) Card

Discover Motiva Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.9%* Up to 12 Months* 10.99%* None*

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Clear

Discover Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus  Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* Up to 12 Months* 10.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers


 Bank of America Cash Rewards Platinum Plus® MasterCard® Credit Card

Bank of America® Cash Rewards Credit Card

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.99 / 15.99%* None*

  • Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles.
  • For every $2,500 you spend in net retail purchases, you'll earn $25! That's a full 1% cash back — with no limit to how much cash back you can earn.
  • No Annual Fee
  • Every time your new purchases total $2,500, just call, and $25 will be credited directly to your credit card account.
  • Absolute fraud protection against unauthorized use, online and offline.
  • Card issued by FIA Card Services, N.A.

Terms & Conditions


 TripRewards® MasterCard® Credit Card

BOA Trip Rewards

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 9.9 / 15.99%* None*

  • 0% introductory APR on balance transfers and cash advance checks for your first 12 billing cycles
  • Earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays
  • No Annual Fee
  • 24-hour Online Access
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

Best Visa Chase Platinum Visa® Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Best MasterCard Citi® Platinum Select® Card
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Best American Express Blue from American Express®
  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.

Best Discover Chase Freedom(SM) Credit Card
  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards