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Reward cards are all the rage as credit card issuers are fighting for business. Reward cards work for you. You earn points for every dollar you spend with a rewards card which is redeemable for products and services. Gas cards, travel cards, automobile manufacturer cards, and store cards are some of the most popular rewards cards. Note: If you pay off your balance monthly you come out ahead of creditors using a rewards card.
| Citi® Platinum Select® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.49%* |
None* |
|
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Blue from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 15 Months* |
As Low As 7.99%* |
None* |
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- Membership Rewards ExpressSM program
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
- Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
- Express Approval. Get a decision in less than 60 seconds.
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| Chase Freedom(SM) Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
None* |
|
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- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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| Citi® Dividend Platinum Select® Card |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
12 Months* |
As Low As 9.49%* |
None* |
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- Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.
- Earn 1% cash back on all other purchases
- 0% APR* on Balance Transfers for up to 12 months
- No Annual Fee
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| Discover® More(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
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- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 12 months on Purchases and Balance Transfers
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| Blue Cash® from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
As Low As 9.99%* |
None* |
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- Up to 5% Cash Back with Unlimited Cash Rewards
- Earn unlimited cash back
- 0% Intro APR for 6 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- No Annual Fee
- Express Approval. Get a decision in less than 60 seconds.
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| Chase Free Cash Rewards(SM) Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
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- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
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| Discover® Open Road(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
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- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| Chase Flexible Rewards Platinum Visa® Card |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
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Why settle for a rewards credit card that limits your choice of rewards? With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards: - Merchandise - Choose from a variety of great brand name products.
- Travel - Earn airline tickets, hotel stays or car rentals.
- Cash back - Redeem 3,500 points and receive a $25 check.
- Gift cards - Get free stuff from your favorite stores and restaurants.
Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee.
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| Citi® Diamond Preferred® Rewards Card |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
up to 12 Months* |
As Low As 10.49%* |
None* |
|
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- 0% APR* on balance transfers for up to 12 months
- $50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| GM Flexible Earnings Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
12 Months* |
As Low As 14.24%* |
None* |
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- 0% introductory APR for 12 months (on balance transfers)
- A full 1% cash back option
- A full 1% earnings toward any other new vehicle
- Triple your earnings to 3% toward an eligible, new GM vehicle
- No annual fee
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| American Express® Preferred Rewards Gold Card |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
0%* |
$125* |
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- No annual fee for the first year - $125 Thereafter
- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Global Assist® Plus Hotline and many more benefits included.
- Express Approval. Get a decision in less than 60 seconds.
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| Disney Rewards® Visa® Card from Chase |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
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- 0% Introductory APR for up to 12 Months*
- No Annual Fee
- $15 Disney Store gift card after first use
- Earn Disney rewards with everyday purchases
- 0% financing on select Disney vacation packages
- No Block out dates
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| Chase PerfectCard MasterCard® |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
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- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
- Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.
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| Miles by Discover® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
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- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Unlimited Miles while your account is active
- 0% Intro APR*
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| Citi® Platinum Select® / AAdvantage® World MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
$85 (First Year Free* |
|
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- 25,000 AAdvantage bonus miles after you make $750 in purchases within 4 months
- Earn 1 AAdvantage® mile for every $1 you spend on eligible purchases - up to 100,000 miles per year
- Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide
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| Citi PremierPass® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
Up to 12 Months* |
as low as 9.99%* |
None* |
|
|
- 10,000 bonus points after $300 in purchases made within 3 months of account opening
- No annual fee
- 0% APR on balance transfers for up to 12 months.
- Earn 1 Flight Point for every 3 miles you fly on any airline—or anyone else whose ticket you buy with the card.
- Earn 1 Purchase Point for all purchases
- Purchase APR as low as 10.24%
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| Blue Sky from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
as low as 9.99%* |
None* |
|
|
- Earn points on everything you buy with the Card.
- Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
- Earn 1 point for every dollar you spend
- Travel anytime: No blackout dates or restrictions
- No annual fee and 0% intro APR for 6 months
- World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
- Express Approval. Get a decision in less than 60 seconds.
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| One from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
As Low as 10.99%* |
$35* |
|
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- No Pre-Set Spending Limit
- Get $50 after your first purchase
- Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
- Never pay interest on new purchases
- The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
- No annual fee for the first year - A $35 savings
- Express Approval. Get a decision in less than 60 seconds.
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| Citi® mtvU Platinum Select® Visa® Card for College Students |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
12.99%* |
None* |
|
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- No Annual Fee
- 0% APR* for 6 months on purchases, cash advances and balance transfers
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn 25 ThankYou Points for paying on time.
- Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
- Redeem points for gift cards, MTV events, and airline tickets.
- No balance transfer fee with this offer
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| Gold Delta SkyMiles® Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
$95* |
|
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- Earn 15,000 bonus SkyMiles® after your first purchase with the Card
- Earn 2,500 bonus miles for adding an Additional Cardmember with their application
- Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
- Earn one SkyMile for virtually every dollar you spend
- No annual fee for the first year, then $95: $40 if you are a qualified American Express Cardmember
- Express Approval. Get a decision in less than 60 seconds.
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
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| American Express® Preferred Rewards Green Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
0%* |
$95* |
|
|
- No annual fee for the first year - $95 Thereafter
- Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card!
- The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
- Purchase Protection Plan protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase.
- Many other travel and shopping benefits
- No Pre-set Spending Limit
- Express Approval. Get a decision in less than 60 seconds.
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| Platinum Business FreedomPass® Credit Card from OPENSM the small business team |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 8.99%* |
None* |
|
|
- 5,000 point welcome bonus with first purchase
- Earn 1 point for every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months
- No annual fee and the option to pay over time or pay in full
- Fee-free Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
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| Hilton HHonors® Platinum Credit Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.90* |
6 Months* |
14.99%* |
None* |
|
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- Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
- Earn15,000 bonus points after you spend $5,000 in 5 months-- that's inaddition to the 15,000 points you would earn for your Cardspending
- Earn10,000 HHonors bonus points over the course of your first four stays atany participating Hilton Family hotels
(2,500 HHonors bonuspoints each stay) - Receive 5 HHonors bonus pointsfor each dollar spent at Hilton Family hotels and for eligiblepurchases at supermarkets, drugstores, gas stations, diningestablishments and more
- Get 3 Hilton HHonors bonuspoints for each eligible dollar you spend everywhere else
- No annual fee
- Express Approval. Get adecision in less than 60 seconds.
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| Business Green Rewards Card from OPENSM The Small Business Team |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
$95* |
|
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- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
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| MilesEdge® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Billing Cycles* |
9.99%* |
$19 Fee* |
|
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- Whether you are a frequent flier or a leisure traveler - the MilesEdge card is for you.
- 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
- Earn 1 point for every $1 in purchases
- Earn points toward worldwide travel and related rewards beginning at 10,000 points - airline travel w/ no blackout dates, admission to theme parks and attractions, hotel stays, car rental, retail, dining and entertainment certificates and more
- Receive 1,000 bonus points after your first purchase
- Card issued by FIA Card Services, N.A.
Terms & Conditions
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| Citi® Home Rebate Platinum Select® MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
12 Months* |
8.99%* |
None* |
|
|
- Receive 6% rebate on Utilities, Cable/Satellite TV, Internet Connection and Telecommunication for 12 months
- Receive 1% on all other purchases
- Rebate automatically applied to your mortgage principal
- NO CAP or limits on the amount of rebates you can accumulate in a year
- No annual fee
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| Citi® Hilton Hhonors® Visa® Signature Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.99%* |
6 Months* |
14.99 / 16.99%* |
None* |
|
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- Earn 15,000 Hilton HHonors bonus points - enough for two free nights at participating Hilton Family Hotels. Just make one purchase within 2 months of account opening.
- Earn 6 Hilton HHonors bonus points for each $1 spent at participating Hilton Family hotels.
- Earn 3 Hilton HHonors bonus points for each $1 spent at supermarkets, drugstores and gas stations.
- Earn 2 Hilton HHonors bonus points for each $1 spent on all other purchases.
- Your application will be considered for a Citi® Hilton HHonors® Gold Card if you don't qualify for the Citi® Hilton HHonors® Visa® Signature Card.
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| Anne Geddes Platinum Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 1.90%* |
6 Billing Cycles* |
12.99%* |
None* |
|
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- Help children in need and earn Anne Geddes Rewards with every purchase – at no additional cost to you
- Earn one point for each dollar in qualifying purchases
- Earn 2,000 Anne Geddes Rewards points after your first purchase,
- Earn 1,000 anniversary Anne Geddes Rewards Points each year
- A percentage of every purchase will be donated to the non-profit Geddes Philanthropic Trust at no extra cost to you;
- Card issued by FIA Card Services, NA.
* See website for complete terms and conditions of card usage and application disclosure.
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| Chase BP Visa®Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
6 Months* |
11.99%* |
None* |
|
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- 0% APR for up to 6 months
- No Annual Fee
- Double Rebates for two months
- 5% rebates on all participating BP location purchases
- 2% rebates on all eligible travel and dining purchases
- 1% rebates on all other eligible purchases
- No limit on rebates
- Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund
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| IN: CHICAGO® Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
As Low As 8.99%* |
None* |
|
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- Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
- Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
- 0% APR for 6 months
- No Annual Fee
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| IN: LA® Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
As Low As 8.99%* |
None* |
|
|
- Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
- Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
- 0% APR for 6 months
- No Annual Fee
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| IN: NYC® Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
As Low As 8.99%* |
None* |
|
|
- Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
- Points have no expiration date and you can redeem points for rewards in New York.
- 0% APR for 6 months
- No Annual Fee
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| Discover® More(SM) Card - Clear |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® More(SM) Card - American Flag |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® More(SM) Card - Sealife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® Student Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
16.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Discover® Student Card - Clear |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
16.99%* |
None* |
|
|
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
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| Discover® Student Card - Tropical Beach |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
16.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Discover® More(SM) Card - Wildlife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® Student Card - Monogram Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
16.99%* |
None* |
|
|
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
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