100 Best Credit Cards - Low Interest Credit Card Offers

Student credit cards are a great way for young borrowers to build credit- if used responsibly. As students are generally a risky group to lend to, credit card issuers tack on higher penalty fees, provide lower lines of credit and higher interest rates to student credit cards. Students should consider their young credit history sacred and use these student credit cards with care so as not to limit future lending. Caution: Student applicants must be 18 years or older and may need a co-signer on the account if they have no established credit history.


 Citi® Platinum Select® Card for College Students

Citi Student Platinum Select

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 10.99%* None*

  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • $0 liability on unauthorized purchases
  • No annual fee
  • FREE Online Account Management
  • No minimum income or cosigner required
  • No balance transfer fee with this offer


 Citi® mtvU™ Platinum Select® Visa® Card for College Students

Citi Student mtvU

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 12.99%* None*

  • No Annual Fee
  • 0% APR* for 6 months on purchases, cash advances and balance transfers
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 1 ThankYou Point for every dollar you spend on all other purchases.
  • Earn 25 ThankYou Points for paying on time.
  • Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • No balance transfer fee with this offer


 Citi® Dividend Platinum Select® Card for College Students

Citi Dividend Platinum Select Visa Card for College Students

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 12.99%* None*

  • 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
  • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • No minimum income or cosigner required
  • Build your credit history
  • No balance transfer fee with this offer


 Discover® Student Card

Discover Student Classic

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 16.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want


 Discover® Student Card - Clear

Discover Student Clear

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 16.99%* None*

  • Build your credit history
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • No Annual Fee
  • Easy Online Account Management tools


 Discover® Student Card - Tropical Beach

Discover Student Tropical Beach

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 16.99%* None*

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want


 Discover® Student Open Road(SM) Card

Discover Student Open Road

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 16.99%* None*

CompleteFraud Protection for Your Peace of Mind

  • $0 Fraud Liability Guarantee
  • Advanced fraud early warning alerts
  • Secure online account numbers
  • Fraud specialists dedicated to helping you 24/7


 Bank of America® Student Platinum Plus® Visa® Credit Card

Bank of America Student Visa Platinum

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
N/A* N/A* 15.99%* None*

  • Receive a $25 statement credit after qualifying transactions§§
  • No cosigner required
  • No annual fee
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, NA.

Terms & Conditions


 Discover® Student Card - Monogram Collection

Discover Student Monogram

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 16.99%* None*

  • Build your credit history
  • 0% Interest* on Purchases for 6 Months
  • No minimum income or cosigner required
  • No Annual Fee
  • Easy Online Account Management tools


 Citi® Bronze® / AAdvantage® MasterCard® forCollege Students

Citi Bronze AAdvantage Card for College Students

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%
BT Only*
6 Months* 14.99%* None*

  • No annual fee for your card and free membership in the American Airlines Aadvantage® program.
  • Earn 1 AAdvantage® mile for every $2 you spend on purchases – up to 25,000 miles per year.
  • Redeem AAdvantage® miles with over 20 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide.
  • No minimum income or cosigner required.


 Citi® Driver's Edge® Card for College Students

Citi Drivers Edge Student

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Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%* 6 Months* 14.99%* None*

  • 0% APR for 6 months on purchases, cash advances and balance transfers
  • Earn rebates towards any car, new or used**
  • Build your credit history
  • Free Online Account Management
  • $0 liability on unauthorized purchases
  • No annual fee

Best Visa Chase Platinum Visa® Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Best MasterCard Citi® Platinum Select® Card
  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Best American Express Blue from American Express®
  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.

Best Discover Chase Freedom(SM) Credit Card
  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards