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Card Type: Visa
Card Category: Reward
Annual Fee: None
Intro APR: 1.90%
APR: Prime + 9.99%%
APR Type: Variable
- Fixed introductory 1.9% APR on purchases and balance transfers for the first 6 billing cycles
- Variable APR after first 6 months as low as Prime + 9.99%
- No annual fee
- Earn 8,000 points with your first purchase
- Earn 15 points for every dollar spent at almost 3,000 Choice Privileges locations
- Earn 2 points per dollar on all other purchases
- Additional cards at no extra charge
- Year-end summary statements
- Total Security Protection package
- Zero liability from unauthorized use of your card
- Auto rental insurance against collision or damage
- Lost luggage reimbursement
- Automatic travel accident insurance up to $500,000
- Travel and emergency assistance
- Purchase replacement
- Purchase Guard
- Optional Photo Security
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Card Review
Earn 8,000 points on your first purchase with the Bank of America Choice Privileges
From The Company:
Earn a free night with your first purchase. Earn 15 points per dollar at almost 3,000 Choice Privileges locations. Earn 2 points per dollar on all other purchases.
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About Reward Credit Cards
Reward cards are all the rage as credit card issuers are fighting for business. Reward cards work for you. You earn points for every dollar you spend with a rewards card which is redeemable for products and services. Gas cards, travel cards, automobile manufacturer cards, and store cards are some of the most popular rewards cards. Note: If you pay off your balance monthly you come out ahead of creditors using a rewards card.
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