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Credit Card Glossary – L LIBOR A financial index, like the Prime Rate, which may be used by some credit card companies to calculate variable rate APRs. Late payment fee If your payment is received after the specified due date (or is not received at all), a late payment fee will be tacked onto your next bill. Late payment fees may range from around $35-40. Many credit cards charge higher fees the higher your outstanding balance. Last Payment Received The date your last payment was received, and the dollar amount.

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